Author: Ben

Not our thoughts exactly, but rather some news... SelectX and CumPane Solutions today announce the formation of strategic partnership to deliver market-leading automated underwriting solutions and consulting services to the…

A little while back we published an article about the circular letter issued in January to insurers by the New York State Department for Financial Services concerning the use of…

‘Insurtech’: our inboxes are full of news alerts, and hardly a day passes without a notable insurer or reinsurer somewhere commencing a digital initiative, applying artificial intelligence, partnering with a…

By Jason Bowman, Founder & CEO, CumPane Solutions LLC On 19 January 2019, the New York State Department for Financial Services (DFS) issued a circular letter1 concerning the use of…

When does personalisation go a step too far? We live in an era of mass customisation or mass personalisation, which is essentially a good thing – except, maybe, when your…

The underwriting of mental health conditions has always been notoriously difficult. To properly assess such applicants an underwriter needs to look at the complete picture of not only the applicant’s…

Our companion article discusses concerns from various quarters about the way insurers handle mental health risks and some of the underwriting practicalities. What sort of magnitude of risk does mental…

Australia has always been an interesting market protection business-wise. And in the past few months it has become even more interesting. In 2016 there were some startling revelations on the…

In August 2018 the British Medical Journal published a lengthy review article1 dealing with the issue of over-diagnosis. This is defined as the diagnosis of a condition (often subsequently treated)…

The press release for the journal article1 referred to in our previous thoughtpiece has some interesting statistics relating to alcohol around the world as part of its ‘notes for editors'.…