SelectX

News, articles and market insights

News and insights shaping the future of underwriting

A curated mix of news and expert commentary that examines the dynamics shaping today’s insurance and reinsurance markets, supporting more informed, strategic thinking.

When does age become an underwriting risk?

When does age become an underwriting risk?

Assessing frailty, cognitive decline and resilience in older lives Two people of the same age can present very different risks. Functional independence, frailty, cognitive health, medication and resilience may all…
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Ultra-processed foods

Ultra-processed foods

Why do we still need to worry about ultra-processed foods - aren’t GLP-1 agonists the answer? We hear an awful lot about the obesity epidemic with the global prevalence of…
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Brack’s book – New edition

Brack’s book – New edition

For those of us who have been around in the underwriting world for more than a few years – think pre-internet, and yes, those days really did exist, the ‘go-to’…
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SelectX and MML Solutions Announce Merger

SelectX and MML Solutions Announce Merger

We are delighted to announce that SelectX has formally merged with its long-standing technology partner, MML Solutions. This merger represents the natural evolution of a highly successful collaboration and provides…
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Peter Maynard

Peter Maynard

From the beginning of 2025 and after many years, Peter Maynard, one of the founders of SelectX, has decided to retire from the day-to-day running of the company. While we’ll…
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The perils of AI hype

The perils of AI hype

Gary Bundock and Graham Spark (MD of MML Solutions, which provides the platform for SelectX's RiskApps underwriting manual) offer some considered views on a controversial subject.  The rise of artificial…
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Claims engines – is Cinderella finally going to the ball?

Claims engines – is Cinderella finally going to the ball?

Decision engines have been used for underwriting life business for close on 40 years now. They have evolved from simple engines processing predominantly ‘clean’ cases into systems capable of assessing…
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The right to be ‘forgotten’

The right to be ‘forgotten’

What is the right to be forgotten (RTBF)? According to Insurance Europe, “A RTBF requires insurance to be offered without considering all relevant risk factors.” In recent years there has…
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You can die only once… but can you die of only one thing?

You can die only once… but can you die of only one thing?

By Tom McCarthy* and Doug Ingle† Life is finite. That is one certainty we all understand. The final resolution... death. In many basic ways, this simple but universal concept is…
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Balancing risk and trust: What’s the ‘right’ evidence?

Balancing risk and trust: What’s the ‘right’ evidence?

By Gary Bundock and Tom McCarthy It is interesting (well, we think so) to reflect on how evidence requirements differ from market to market. In some places – and the…
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