Category: News and articles

Noisy underwriting? It’s when you give two underwriters a less than straightforward case to assess and they arrive at different decisions – maybe very different. Or if you asked an…

Hypertension, or high blood pressure, is a common medical problem. It can be caused by a number of other medical conditions such as chronic kidney disease, thyroid disorders and other…

When you have deployed an underwriting engine, that is not the end of the journey. Quite the opposite: it is just the beginning. You will have done extensive testing before…

‘Access to insurance’ is a term coined in the United Kingdom that refers to the ability of individuals to buy insurance cover. It came about as a result of concerns…

Underwriting engines have been around for over 20 years. Initially they were used in head offices, processing application form information keyed in by clerical staff, and avoiding the need for…

COVID-19 is an acute, albeit sometimes fatal illness, right? Not necessarily so. While many who become infected by COVID-19 make a full recovery, a significant minority experience persisting symptoms. Indeed,…

There remains much debate about Coronavirus and the many ways in which it has affected, is affecting and will affect societies: for example, the death tolls so far and in…

We have always been fans of tele-interviewing and have authored or co-authored two seminal reports on the subject over the years1,2. Tele-interviews, when carried out by well trained individuals, ideally…

The news that a ‘second person’ (see later) has been cleared of HIV infection is a reminder that HIV infection is far from the death sentence it once was. It…

There has been some pondering within the industry lately about smoking and e-cigarettes and whether the latter deserves more lenient treatment – specifically, should e-cigarette users (or ‘vapers’) be entitled…