Author: SelectX

Gary Bundock and Graham Spark (MD of MML Solutions, which provides the platform for SelectX's RiskApps underwriting manual) offer some considered views on a controversial subject.  The rise of artificial…

Decision engines have been used for underwriting life business for close on 40 years now. They have evolved from simple engines processing predominantly ‘clean’ cases into systems capable of assessing…

What is the right to be forgotten (RTBF)? According to Insurance Europe, “A RTBF requires insurance to be offered without considering all relevant risk factors.” In recent years there has…

By Tom McCarthy* and Doug Ingle† Life is finite. That is one certainty we all understand. The final resolution... death. In many basic ways, this simple but universal concept is…

By Gary Bundock and Tom McCarthy It is interesting (well, we think so) to reflect on how evidence requirements differ from market to market. In some places – and the…

By Peter Maynard I always remember being told, early in my underwriting career (I’ll leave you to guess when that might have been), that it was the duty of the…

As ever, change is constant, but these days we all notice it more because the pace of change is quicker and still accelerating. In the 1990s one could look back…

Towards the end of 2021 SelectX, in partnership with EXL Service, surveyed life insurers in India to gauge progress along the pathway of automated underwriting. Here we give an overview…

As a follow-up to our original article published last December, highly regarded veteran underwriter Tom McCarthy looks at the subject of expert witness work from a US perspective. As per…