RiskApps

News, articles, case studies

Real-world transformations powered by RiskApps

From fast rollout of full underwriting manuals to deeply tailored, multi-market solutions, these case studies highlight the practical ways RiskApps supports modernisation and shapes underwriting philosophy.

The underwriting manual of the future

The underwriting manual of the future

This article was first published in the March 2022 issue of On The Risk, the Journal of the Academy of Life Underwriting. Underwriting manuals have been around for a long…
Read More
AI demystified – what’s the buzz?

AI demystified – what’s the buzz?

Having been to several conferences, both in person and virtually, in the last couple of years and attended sessions which have included AI in the title, we have been disappointed…
Read More
Hypertension: Some re-thinking called for?

Hypertension: Some re-thinking called for?

Hypertension, or high blood pressure, is a common medical problem. It can be caused by a number of other medical conditions such as chronic kidney disease, thyroid disorders and other…
Read More
Mental illness risk

Mental illness risk

Our companion article discusses concerns from various quarters about the way insurers handle mental health risks and some of the underwriting practicalities. What sort of magnitude of risk does mental…
Read More
Underwriting mental health

Underwriting mental health

The underwriting of mental health conditions has always been notoriously difficult. To properly assess such applicants an underwriter needs to look at the complete picture of not only the applicant’s…
Read More
Is it time to ditch rating tables?

Is it time to ditch rating tables?

By Dr Kevin Somerville Ah, rating tables - convenient, elegant and simple. They’ve been used for decades and even a trainee underwriter can use them. So much easier to understand…
Read More
Underwriting and calculators

Underwriting and calculators

On our travels we speak to a lot of people about underwriting manual developments. One topic which comes up time and again is calculators: great invention or the work of…
Read More