A large life insurer operating in a single market required its own underwriting manual so that it could operate independently of reinsurer manuals and avoid reliance on content that might change or become unavailable when reinsurance treaties are renegotiated.
Using RiskApps, the insurer established a proprietary underwriting framework supported by its own data and experience to inform its rating guidelines.
The underwriting manual is now used across multiple territories. RiskApps’ robust version control and history features ensure there is no doubt which are the current guidelines while previous versions remain accessible for reference.
