Category: News and articles

Australia has always been an interesting market protection business-wise. And in the past few months it has become even more interesting. In 2016 there were some startling revelations on the…

In August 2018 the British Medical Journal published a lengthy review article1 dealing with the issue of over-diagnosis. This is defined as the diagnosis of a condition (often subsequently treated)…

The publication by The Lancet recently of an article discussing the risk to health posed by alcohol1 seems to have put paid for all time to the notion that moderate…

The press release for the journal article1 referred to in our previous thoughtpiece has some interesting statistics relating to alcohol around the world as part of its ‘notes for editors'.…

SelectX has, over the years, been involved in a number of projects supporting underwriting rules engines (UREs). We have helped firms choose the best URE for their needs. This can…

Turning the world of insurance on its head, that is. We are just back from the Society of Actuaries’ annual ‘Underwriting Issues and Innovations’ seminar in Chicago, where we go to…

Researching cancer mortality over the past few months has proved to be a bit of an eye-opener, and in three ways: firstly the level of excess mortality seen in a…

By Dr Kevin Somerville Ah, rating tables - convenient, elegant and simple. They’ve been used for decades and even a trainee underwriter can use them. So much easier to understand…

On our travels we speak to a lot of people about underwriting manual developments. One topic which comes up time and again is calculators: great invention or the work of…

In our articles on wearables and insurance products we highlight that some insurers, in addition to the step count measured by a wearable device, also use sleep duration as one…