Author: SelectX

When you have deployed an underwriting engine, that is not the end of the journey. Quite the opposite: it is just the beginning. You will have done extensive testing before…

‘Access to insurance’ is a term coined in the United Kingdom that refers to the ability of individuals to buy insurance cover. It came about as a result of concerns…

Underwriting engines have been around for over 20 years. Initially they were used in head offices, processing application form information keyed in by clerical staff, and avoiding the need for…

COVID-19 is an acute, albeit sometimes fatal illness, right? Not necessarily so. While many who become infected by COVID-19 make a full recovery, a significant minority experience persisting symptoms. Indeed,…

There remains much debate about Coronavirus and the many ways in which it has affected, is affecting and will affect societies: for example, the death tolls so far and in…

We have always been fans of tele-interviewing and have authored or co-authored two seminal reports on the subject over the years1,2. Tele-interviews, when carried out by well trained individuals, ideally…

The news that a ‘second person’ (see later) has been cleared of HIV infection is a reminder that HIV infection is far from the death sentence it once was. It…

There has been some pondering within the industry lately about smoking and e-cigarettes and whether the latter deserves more lenient treatment – specifically, should e-cigarette users (or ‘vapers’) be entitled…

Our previous article discussed how risks associated with mental illnesses may not always be what one might think in both magnitude and causes of mortality, especially if environmental factors such…

Mental health and how it affects employment and commercial relationships has come increasingly under the spotlight recently. And maybe not before time. Somatic (that is, physical) illnesses tend to engender…