Author: SelectX

As ever, change is constant, but these days we all notice it more because the pace of change is quicker and still accelerating. In the 1990s one could look back…

This article was first published in the March 2022 issue of On The Risk, the Journal of the Academy of Life Underwriting. Underwriting manuals have been around for a long…

Towards the end of 2021 SelectX, in partnership with EXL Service, surveyed life insurers in India to gauge progress along the pathway of automated underwriting. Here we give an overview…

As a follow-up to our original article published last December, highly regarded veteran underwriter Tom McCarthy looks at the subject of expert witness work from a US perspective. As per…

Acting as an expert underwriting witness, either in legal actions or arbitration processes, can be interesting work. Usually, such cases arise through policyholders being dissatisfied with non-payment of claims, but…

In our first article we looked at some of the basic terminology used around the umbrella term artificial intelligence (AI). In our second we take a deeper dive into an…

Automating the underwriting process holds great potential, but to realise that potential you need the right product or products. There are plenty of software suppliers and plenty of decision engines…

Having been to several conferences, both in person and virtually, in the last couple of years and attended sessions which have included AI in the title, we have been disappointed…

Noisy underwriting? It’s when you give two underwriters a less than straightforward case to assess and they arrive at different decisions – maybe very different. Or if you asked an…

Hypertension, or high blood pressure, is a common medical problem. It can be caused by a number of other medical conditions such as chronic kidney disease, thyroid disorders and other…