A longevity specialist adopted RiskApps as the foundation for its underwriting philosophy, extending the content to address the assessment of significantly impaired lives.
Over time, additional topics relevant to elderly lives have been incorporated into the manual. SelectX has also undertaken targeted research to support rating guidance for impairments commonly encountered in elderly cohorts, including cases where the level of impairment exceeds the rating limits typically addressed in standard reinsurer manuals.
The organisation uses a combination of the SelectX core philosophy, targeted research undertaken by SelectX, and its own internal research to tailor the manual to its underwriting requirements.
RiskApps is also used to store supporting research documents so that the evidence underpinning underwriting guidance is available to underwriters alongside the rating guidance itself.
