RiskApps

News, articles, case studies

Real-world transformations powered by RiskApps

From fast rollout of full underwriting manuals to deeply tailored, multi-market solutions, these case studies highlight the practical ways RiskApps supports modernisation and shapes underwriting philosophy.

Growing reinsurer

Growing reinsurer

A rapidly expanding reinsurer required an underwriting manual to support its life underwriting operations. Developing a manual internally would have required significant time and specialist resource. Instead, the reinsurer adopted…
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Large single country insurer

Large single country insurer

A large life insurer operating in a single market required its own underwriting manual so that it could operate independently of reinsurer manuals and avoid reliance on content that might…
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Regional reinsurer

Regional reinsurer

A regional reinsurer adopted the RiskApps generic underwriting content as the foundation for its manual, adapting the guidance to reflect differing rating approaches across the territories in which it operates.…
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Longevity specialist

Longevity specialist

A longevity specialist adopted RiskApps as the foundation for its underwriting philosophy, extending the content to address the assessment of significantly impaired lives. Over time, additional topics relevant to elderly…
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Multi-country insurer

Multi-country insurer

A multinational life insurer adopted RiskApps to support the consistent application of its corporate underwriting philosophy across multiple territories. Prior to implementation, maintaining version control and ensuring consistency between territories…
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Specialist disability insurer

Specialist disability insurer

A specialist disability insurer operating without reinsurance required an underwriting manual to support its underwriting operations. A key requirement was the ability to support ratings across multiple deferred periods, including…
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The underwriting manual of the future

The underwriting manual of the future

This article was first published in the March 2022 issue of On The Risk, the Journal of the Academy of Life Underwriting. Underwriting manuals have been around for a long…
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AI demystified – what’s the buzz?

AI demystified – what’s the buzz?

Having been to several conferences, both in person and virtually, in the last couple of years and attended sessions which have included AI in the title, we have been disappointed…
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Hypertension: Some re-thinking called for?

Hypertension: Some re-thinking called for?

Hypertension, or high blood pressure, is a common medical problem. It can be caused by a number of other medical conditions such as chronic kidney disease, thyroid disorders and other…
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‘Access to insurance’: initiatives in the UK

‘Access to insurance’: initiatives in the UK

‘Access to insurance’ is a term coined in the United Kingdom that refers to the ability of individuals to buy insurance cover. It came about as a result of concerns…
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